Get Online Credit Check Services

Your credit score can help you avoid the embarrassment that comes with being denied a loan, car lease, or mortgage. It could also save you thousands of dollars. How can you determine your credit score free of charge? Continue reading to learn more!

A credit report is a detailed listing of your credit history, maintained by one of the three major credit reporting agencies in America: Equifax Experian or TransUnion. It can be described as a report card that contains information about all your financial transactions, both past, and present. You can have online credit check services via Consumer Credentials for better response. 


The lender will request your credit report from any or all of these agencies when you apply for a loan. This information is used to determine whether or not your loan application is approved. Your credit score is a combination of all the factors on your credit report. 

It is between 300-850. The higher the score, the better. Although checking your credit report can seem difficult and costly, it is now easy and free with the recent advancements in technology, such as the internet. 

All major credit reporting agencies must provide consumers with a copy of their credit report. That's you! A free copy of your credit report is available to you if you request it, and up to once per 12 months.

Identity theft is when someone uses your personal information (such as your Social Security number or credit card number) to commit fraud. You can check your credit report to see if anyone has affected your credit score by identity theft. 

If you find any fraud or incorrect information on your credit report, you can contact the credit reporting agency or credit card company to correct it.